Medical Emergency Loan

Not everyone can afford quality healthcare, especially in the private sector. This is where Lending Bee® comes in to help you finance your medical emergencies quickly. We offer loans up to $300,000 SGD with longer loan tenures.

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You can handle the unexpected with the right support.

You never know when a medical emergency occurs and when it does, it usually comes with a huge price tag.


It could be a sudden need for a surgery, an ultrasound, medicine and more. Moreover, healthcare procedures and medicine are not cheap in Singapore.


Healthcare in Singapore is offered in public and private sectors. Public healthcare is definitely cheaper but has a very long waiting time. Private sectors have a shorter waiting time but are really more expensive.


The average hospital bill ranges from $1,000 to $24,000. Unless you have a lot of spare cash lying around, this amount is going to affect you.


Health treatments should never be put off. Regardless if it is related to your physical or mental health, it should never be neglected. Lending Bee can help you finance your medical emergencies very quickly.


Benefits of a Medical Emergency Loan with Lending Bee®

Our medical emergency loans stand out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

Flexible
loan tenures

Ease of application
and approval

Increased
convenience

FAQ on Lending Bee's Medical Emergency Loans

Frequently Asked Questions

How do medical emergency loans work?

Medical emergency loans provide you with the financing you need for all healthcare procedures, including surgeries, check ups, outpatient services and all medical related procedures.

These include both physical and mental healthcare.

The average medical bill:

  • $1,000 to $7,500 for public hospitals
  • $3,800 to $25,000 for private hospitals

For the unprepared, it will be difficult to raise a large sum of money within a short period of time.

Lending Bee’s medical emergency loan can help you solve this health crisis, so that you can undergo the treatment you need smoothly.

What are some uses of a medical emergency loan?

You can use the loan for the following but not limited to:

  • Health check ups
  • Ultrasounds
  • Surgeries
  • Outpatient visits and treatments
  • Emergency medical issues
  • LASIK treatment
  • Bariatric surgeries

How do your loans differ from those from banks?

We aim to provide the best loans to our valued customers. Our medical emergency loan stands out with:

  • Speed
  • Ease of application
  • Service rendered

We believe in providing you with a medical emergency loan in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you so that you can seek medical treatment at the soonest.

What are the things to consider before applying for a medical emergency loan?

1. Type of loan required

Before you enter into any loan contract, it is important to discern between secured and unsecured loans.

  • Unsecured loans have a lower borrowing threshold. However, they do not require collateral.
  • Secured loans have a higher borrowing threshold. However, they require collateral.


2. Interest rates

Ensure that you are getting the best interest rates as they will significantly affect your monthly repayments.

Additionally, there may be hidden fees that you might be unaware of:

  • Origination fees
  • Service fees
  • Underwriting fees

Lending Bee® does not practice any of such fees. Additional fees, if any, will be made known to you before you sign your loan contract. 

3. Loan tenure

Your loan tenure will also have an impact on the cost of your total loan.

Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable repayments.

4. Your current financial situation

This is going to be the most vital factor.

Know where you currently stand in your finances so that you will be able to make better financial decisions, especially on the loan amount that you are looking to apply for.

Who is eligible for a medical emergency loan?

To qualify for a loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 old
  • Be permanently employed for at least 3 months

What documents are required to obtain a medical emergency loan?

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
For Foreigners:
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

What is the application process for a loan like?

At Lending Bee®, all applications for our medical loans are kept fast and simple.

  • Step 1: Submit your application via our online application form.
  • Step 2: We will drop you a call regarding your loan application status within the hour.
  • Step 3: Head down to your selected Lending Bee® branch, sign the contract and receive your loan.

How fast can I receive my loan?

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have existing loans with other licensed moneylenders / Lending Bee®. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

I have a poor credit score. Can I still apply for a medical emergency loan?

Yes, you can still apply for a loan with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments. Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

Will my loan documents and information be mailed to my home?

No, we do not mail any of your loan information to your home.

All loan details will be kept digital, and private with us, unless a physical copy is requested.

Additional Resources on Medical Emergency Loans

Emergency Fund: Why Every Singaporean Should Have It, How Much You Should Have In It & How You Can Start Building One

15 Ways To Reduce Stress And Calm Your Mind For Better Mental Health

How To Secure An Urgent Loan In Singapore Within Minutes

What Is A Moneylender And What Should You Take Note Of?

3 Simple Steps to receive
your instant cash loan

Lending Bee empowers you with the immediate financing that you need.

Submit Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

Apply Now

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Vn Vn
Vn Vn
March 1, 2023.
derek has been really welcoming and friendly! thank you for the kind service!
Roger Sim
Roger Sim
March 1, 2023.
Friendly and effective staff - derek
Ken Mong
Ken Mong
March 1, 2023.
Great help and patient explanation from Derrick. This company does help to settle my debts issue with consolidation.
Gerald Tan
Gerald Tan
March 1, 2023.
Went through details with Norman from Orchard lending bee. Friendly , explains clearly and hassle free experience.
Royston Lim
Royston Lim
March 1, 2023.
Very professional, friendly and patient as well as sound sincere and genuine
Arvind Palaniappan
Arvind Palaniappan
February 28, 2023.
Helpful officers and clear process
Lala Oh
Lala Oh
February 27, 2023.
Thank you for the advice and explanation on my loan! :)

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