Lending Bee® Personal Loan

We offer unsecured loans up to $300,000 SGD with longer loan tenures to provide you with one of the best personal loans in town. Get cash in 24 hours. Quick application with Singpass. No rigorous credit checks.

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A personal loan that can keep up with your needs.

A personal loan is an unsecured line of credit that can easily help you reach your goals.

Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.

At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.

Lending Bee® can take care of that for you.

We understand that each individual is different. This is why we are able to specially tailor a personal loan package to suit your needs.

We offer three-minute fast and easy loan applications where you will be able to receive your money in cash or cheque on the spot should all documents be ready.

Simply apply online with us and receive the funds you need.

Worried about taking out personal loans for the first time? Our friendly and experienced loan officers will be happy to help and guide you through the process.

Make that progress in life with our personal loans today.

Benefits of a Personal Loan with Lending Bee®

Our personal loans stand out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

loan tenures

Ease of application
and approval


FAQ on Lending Bee's Personal Loans

Frequently Asked Questions

How do personal loans work?

In essence, personal loans are short term unsecured loans that can be used for multiple purposes.

You borrow a fixed sum of money, along with a fixed interest rate, over the period of your loan

All these factors will be dependent on the terms & conditions stipulated in your loan contract,
along with your repayment capabilities.

What are some uses of a personal loan?

There may come various points in our life where we require extra cash to tide through.

It might be to fund a personal project, a big-ticket purchase or to simply get through the month.

Personal loans are not specific to a single purpose. You can use them for a wide range of things.

Some uses include paying for:

  • Utility Bills
  • Rent
  • Holidays
  • Emergency medical expenses
  • Home renovations
  • Wedding banquets

How do your personal loans differ from those from banks?

The three main differentiating factors between our personal loans compared to banks are:

  • Speed
  • Ease of application
  • Service rendered

We believe in providing you with a personal loan in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you on the best personal loan package
for your needs and provide professional advice so that you’ll be able to achieve your financial goals.

Are personal loans good for my credit score?

With the help of a personal loan, you will be able to clear your debts more efficiently at lower interest rates.

More importantly, ensure that you make your monthly repayments on time and pay off your full loan amount. This can help to improve your credit score.

What are the things to consider before applying for a personal loan?

1. Type of loan required

Before you enter into any loan contract, it is important to discern between secured and unsecured loans.

  • Unsecured loans have a lower borrowing threshold. However, they do not require collateral.
  • Secured loans have a higher borrowing threshold. However, they require collateral.

2. Interest rates

Ensure that you are getting the best interest rates as they will significantly affect your monthly

Additionally, there may be hidden fees that you might be unaware of:

  • Origination fees
  • Service fees
  • Underwriting fees

Lending Bee does not practice any of such fees. Additional fees, if any, will be made known to you
before you sign your loan contract. 

3. Loan tenure

Your loan tenure will also have an impact on the cost of your total loan.

Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable

4. Your current financial situation

This is going to be the most vital factor.

Know where you currently stand in your finances so that you will be able to make better financial
decisions, especially on the loan amount that you are looking to apply for.

Who is eligible for a personal loan?

To qualify for a loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Be employed / self-employed

What documents are required to obtain a personal loan?

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
For Foreigners:
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

What is the application process for a personal loan like?

At Lending Bee®, all applications for our personal loans are kept fast and simple.

  • Step 1: Submit your application via our online application form.
  • Step 2: We will drop you a call regarding your loan application status within the hour.
  • Step 3: Head down to your selected Lending Bee® branch, do a face-to-face verification, sign the contract and receive your loan.

How fast can I receive my loan?

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have existing loans with other licensed moneylenders / Lending Bee®. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

I have a poor credit score. Can I still apply for a personal loan?

Yes, you can still apply for a personal loan with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

Will my loan documents and information be mailed to my home?

No, we do not mail any of your loan information to your home.

All loan details will be kept digital and private with us, unless a physical copy is requested.

Additional Resources on Personal Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Virginia N R
Virginia N R
30 November 2023
Mr Soh was clearly explaining to me about the loan payment. He was very friendly and easy to converse with. Thank you! ☺️
25 November 2023
Soh is friendly and helpful, explains well
23 November 2023
Mr. Soh very professional
23 November 2023
I was serve by Dominic..
Aliff luffy
Aliff luffy
22 November 2023
Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose lending bee
Deetot Mario
Deetot Mario
21 November 2023
Thank you mr soh. Fast and steady 👍🏼👍🏼
Muhammad nuh
Muhammad nuh
19 November 2023
Ms soh good service
Coleen Ortiaga
Coleen Ortiaga
19 November 2023
Mr. Soh is very helpful and accommodating.
19 November 2023
My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again
Jae Town
Jae Town
18 November 2023
Good and fast service!

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