We offer unsecured loans up to $300,000 SGD with longer loan tenures to provide you with one of the best personal loans in town.
A personal loan is an unsecured line of credit that can easily help you reach your goals.
Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot.
At any point of our lives, whether we are studying, building our careers or starting a family, there will be times when we need money, fast.
Lending Bee® can take care of that for you.
We understand that each individual is different. This is why we are able to specially tailor a personal loan package to suit your needs.
We offer 3-minute fast and easy loan applications where you will be able to receive your money in cash or cheque on the spot should all documents be ready.
Simply apply online with us and receive the funds you need.
Worried about taking out personal loans for the first time? Our friendly and experienced loan officers will be happy to help and guide you through the process.
Make that progress in life with our personal loans today.
Our personal loans stand out as we provide our borrowers with a wide range of unique benefits.
Frequently Asked Questions
In essence, personal loans are short term unsecured loans that can be used for multiple purposes.
You borrow a fixed sum of money, along with a fixed interest rate, over the period of your loan tenure.
All these factors will be dependent on the terms & conditions stipulated in your loan contract, along with your repayment capabilities.
There may come various points in our life where we require extra cash to tide through.
It might be to fund a personal project, a big-ticket purchase or to simply get through the month.
Personal loans are not specific to a single purpose. You can use them for a wide range of things.
Some uses include paying for:
The three main differentiating factors between our personal loans compared to banks are:
We believe in providing you with a personal loan in the shortest time possible.
This is why we have streamlined our borrowing process into 3 simple steps.
Moreover, we do not go through rigorous credit checks and also do not require much paperwork.
Ultimately, our experienced loan officers will be there to guide you on the best personal loan package for your needs and provide professional advice so that you’ll be able to achieve your financial goals.
With the help of a personal loan, you will be able to clear your debts more efficiently at lower interest rates.
More importantly, ensure that you make your monthly repayments on time and pay off your full loan amount. This can help to improve your credit score.
1. Type of loan required
Before you enter into any loan contract, it is important to discern between secured and unsecured loans.
2. Interest rates
Ensure that you are getting the best interest rates as they will significantly affect your monthly repayments.
Additionally, there may be hidden fees that you might be unaware of:
Lending Bee® does not practice any of such fees. Additional fees, if any, will be made known to you before you sign your loan contract.
3. Loan tenure
Your loan tenure will also have an impact on the cost of your total loan.
Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable repayments.
4. Your current financial situation
This is going to be the most vital factor.
Know where you currently stand in your finances so that you will be able to make better financial decisions, especially on the loan amount that you are looking to apply for.
To qualify for a loan with Lending Bee®, you’ll simply have to:
For Singaporeans / PRs:
At Lending Bee®, all applications for our personal loans are kept fast and simple.
We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.
Yes, you are still welcome to apply for a loan with us!
Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.
We are here to serve your needs.
Yes, you can still apply for a personal loan with us. We aim to help our borrowers regardless of their credit scores.
This is why we do not have specific restrictions with regard to credit scores.
No, we do not charge any fees for early loan repayments.
Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.
No, we do not mail any of your loan information to your home.
All loan details will be kept digital and private with us, unless a physical copy is requested.
Receive your loan within the hour!
Check out our other available help options below.