Funeral Loan

Lending Bee® offer unsecured loans up to $300,000 SGD with longer loan tenures for funeral loans / bereavement financing to help you out for honourable farewells for loved ones, and funerals that are unplanned for.

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What is a Funeral Loan?

Many of us often avoid the topic of death. However, passing on is an inevitable passage of life.

When our loved ones pass on, it is natural that we would wish to give them the best send off.

That said, the costs that come with the preparation of a funeral can be really hefty.

Sometimes a family member’s death might catch you off guard, putting you in a tight spot with regard to your finances.

This is where a funeral loan can help to provide you with swift financial assistance.

A funeral loan is a form of personal loan specially tailored to cater to the costs of the entire funeral procession. It can cover and see you through all aspects of the funeral, from start to end. These include the funeral set up, obituary postings, and the like.

This way, you and your family members can focus on giving your loved one a proper send off, while being assured that your finances are well taken care of.

Benefits of a Funeral Loan with Lending Bee®

Our funeral loan stands out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

loan tenures

Ease of application
and approval


FAQ on Lending Bee's Funeral Loans

Frequently Asked Questions

How does a funeral loan work?

A funeral loan is a form of personal loan used to cover for all the costs associated with the funeral and cremation / burial procession.

Funds can be secured within the day itself, if everything is in order so that you will be better able to cater to the funeral expenses.

What are some uses of a funeral loan?

With a funeral loan, you will be able to cover for the costs including, but not limited to:

  • Newspaper obituary
  • Casket
  • Medical doctor to certify death
  • Funeral parlour
  • Burial / cremation
  • Making a will
  • Transport
  • Prayers


What are the immediate steps to take when a loved one passes on?

1. Getting a doctor to certify the cause of death

  • Death at home: Make a call to your family doctor or a neighbourhood GP willing to make a house call. You can also find doctors via Raffles Medical Group, Speedoc, MW Medical or Trinity House call. Useful documents to help the doctor ascertain the cause of death include medication prescriptions, medical history of the deceased and hospital discharge summaries.
  • Death in the hospital: The doctor should have prepared a Certificate of Cause of Death (CCOD) if the cause of death is known, and if it was a natural cause of death. If not, the body has to be sent to the Mortuary @ HSA.

2. Register the death

Death registrations can be done at:

  • Police Divisional Headquarters
  • Neighbourhood Police Centres
  • Neighbourhood Police Posts
  • Registry of Births and Deaths

For deaths in hospitals, registration can be done at the following hospitals:

  • Alexandra Hospital
  • Changi General Hospital
  • Khoo Teck Puat Hospital
  • KK Women’s and Children’s Hospital
  • National University Hospital
  • Ng Teng Fong General Hospital
  • Sengkang General Hospital
  • Singapore General Hospital
  • Tan Tock Seng Hospital

3. Engage a funeral director

The funeral director will guide you through the steps to be taken here on. For starters, they will:

  • Collect the body from the home / hospital mortuary
  • Send the body for embalming
  • Deliver the body to the location of the wake

On your part, you will also have to prepare a set of clothing for the deceased and a photograph for the funeral portrait.

How much do the different religious funerals cost?

1. Buddhist funerals ($3,780 – $9,872)

2. Taoist funerals ($3,780 – $10,680)

3. Christian funerals ($3,780 – $8,098)

4. Catholic funerals ($3,780 – $7,380)

5. Soka funerals ($3,800 – $7,580)

6. Funerals for free thinkers ($1,300 – $7,380)

Who is eligible for a funeral loan?

To qualify for a loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Be permanently employed for at least 3 months


What documents are required to obtain a funeral loan?

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport, etc.)
  • Proof of income (CPF / bank statements)

For Foreigners

  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements


What is the application process for a funeral loan like?

At Lending Bee®, all applications for our funeral loans are kept fast and simple.

  • Step 1: Submit your application via our online application form.
  • Step 2: We will drop you a call regarding your loan application status within the hour.
  • Step 3: Head down to your selected Lending Bee® branch, do a face-to-face verification, sign the contract and receive your loan.

How fast can I receive my loan?

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have existing loans with other licensed moneylenders / Lending Bee®. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

I have a poor credit score. Can I still apply for a funeral loan?

Yes, you can still apply for a funeral loan with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

Will my loan documents and information be mailed to my home?

No, we do not mail any of your loan information to your home.

All loan details will be kept digital, and private with us, unless a physical copy is requested.

Additional Resources on Funeral Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Virginia N R
Virginia N R
30 November 2023
Mr Soh was clearly explaining to me about the loan payment. He was very friendly and easy to converse with. Thank you! ☺️
25 November 2023
Soh is friendly and helpful, explains well
23 November 2023
Mr. Soh very professional
23 November 2023
I was serve by Dominic..
Aliff luffy
Aliff luffy
22 November 2023
Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose lending bee
Deetot Mario
Deetot Mario
21 November 2023
Thank you mr soh. Fast and steady 👍🏼👍🏼
Muhammad nuh
Muhammad nuh
19 November 2023
Ms soh good service
Coleen Ortiaga
Coleen Ortiaga
19 November 2023
Mr. Soh is very helpful and accommodating.
19 November 2023
My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again
Jae Town
Jae Town
18 November 2023
Good and fast service!

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