Wedding Loan

Lending Bee® wedding loans can help you finance your wedding banquet, bridal package, wedding rings, dowry and honeymoon easily.

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What is a Wedding Loan?

For some of us, weddings are a rite of passage. 

You get married, have children and grow old together. For others, it’s a celebration of the unity between two soulmates.

No matter the reason, every couple wishes to have the wedding of their dreams. After all, you’ll probably only be walking down the aisle once.

Over the years, we have provided a substantial amount of wedding loans to borrowers looking to finance their dream wedding.

Simply put, a wedding loan is a form of personal loan used to cover the cost of your wedding, from beginning to end. You will be able to cover for costs such as your wedding bands, hotel banquet, suit and wedding dress, pre and actual day photography and wedding invites. 

By knowing that your wedding costs are well taken care of, you can then confidently plan and enjoy the wedding of your dreams.

Benefits of a Wedding Loan with Lending Bee®

Our wedding loan stands out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

loan tenures

Ease of application
and approval


FAQ on Lending Bee's Wedding Loans

Frequently Asked Questions

How does a wedding loan work?

Wedding costs in Singapore can easily amount to tens of thousands.

To put things into perspective, if you are planning to get married in 1 years’ time, you will need to set aside at least $2,300 a month.

Moreover, the planning and execution of a wedding is not all butterflies and rainbows.

In many cases, limited finances tend to be a major hindrance and probably the only pitfall that’s stopping you from going ahead with the wedding.

Thankfully, a wedding loan can provide you with the necessary funds required to see you through your dream wedding, from start to end.

What are some things that I can use a wedding loan for?

With a wedding loan, you will be able to cover for the for costs including, but not limited to:

  • Wedding bands
  • Engagement rings
  • Hotel banquet
  • Photo booth
  • Wedding gowns and suits
  • Make-up artist and hairstylist
  • Photography
  • Videography
  • Wedding car rental
  • Wedding invites
  • Bridal / Bachelorette party
  • Wedding dowry
  • Honeymoon

What is the breakdown of some major wedding costs?

1. Wedding banquet ($15,000 – $36,000)

This will take up the bulk of the wedding cost.

The cost is largerly dependent on your choice of venue and scale of wedding.

A table of 10 usually costs between S$1,180 and S$1,340 depending on whether it is a weekday lunch, or a weekend dinner.

If you are looking to have their wedding at higher end hotels, the cost for 300 guests can be over S$95,000.

But on the other hand, if you opt for a more average venue, and with 200 guests, the cost can be as low as S$10,000.

Depending on how and where you source your venue, you can get a good enough discount package to bring your costs low.


2. Bridal package for wedding gown and suit ($2,000 – $6,000)

These packages usually include make-up, bridal gown, suits, and bridesmaid’s dresses.

They are popular because of the convenience they offer, and will often come with such perks as a pre-wedding photo shoot.

The gowns and suits are rentals, but this is much cheaper than having each person purchase their own gown.

The costs will vary based on several factors.

These include the gowns selected, the number of gowns used, how many locations are used in the photo shoot and whether they are premium locations which can include overseas photo shoots.

The number of pictures you will be expecting in their wedding album is also a factor.


3. Engagement / wedding rings ($3,000 – $5,000)

Usually, most people purchase the engagement ring first, before buying wedding bands for the ceremony.

Each ring can go for between S$1,000 and S$2,000, which brings the average cost of rings to between S$2,000 and S$6,000.

The difference in pricing is dependent on varying factors as well: material used, width of the band and whether they will be diamond encrusted and the like.

Those who opt for signature rings designed by famous designers will also find that their rings cost a lot more than average.


4. Dowry ($500 – $5,000)

For Chinese weddings, there will usually be the Betrothal gifts process, otherwise known as Guo Da Li.

The groom and his family will present the bride’s parents with dowry as a way of showing sincerity.

Most times, it is a gift of jewellery or cash, and the average cost of this dowry is between S$500 and S$5,000.

Where the family is not as traditional, they may accept a token gift of several hundred dollars.

5. Solemnizing the marriage ($1,000 – $5,000)

This ceremony is not as expensive as a wedding and is often quite casual.

In fact, some couples have it done to be able to get their build-to-order flats from the HDB, since they must show proof of marriage.

Those who opt to solemnize the union at the registry can do so at a minimal cost of S$1,000.

Grander occasions at a different venue with a fancy lunch and floral arches can go up to about S$5,000.

6. Wedding videography and photography ($1,000 – $2,000)

Of course, you would want to capture the memories you make on wedding day.

This calls for hiring a professional videographer and photographer for the wedding.

The cost for these services can range between S$2,500 and S$4,000.

7. Honeymoon ($5,000 – $8,000)

The honeymoon serves as a time to rest from all the work of planning the wedding.

It is also the time to simply connect to one another.

Usually, couples opt for a fortnight away in some exotic place where they can relax and enjoy themselves as they explore their environs.

The cost for that can be anywhere between S$5,000 and S$8,000.

If you do not wish to spend so much, you can definitely get more affordable options in neighbouring countries.


8. Miscellaneous ($1,000 – $2,000)

Having a miscellaneous budget is always smart.

This amount takes care of some of the incidents that may arise on the day of the wedding, or the days leading up to the wedding.

What are the benefits of a wedding loan with Lending Bee®?

1. Turn your dream wedding into a reality

A huge deterrent factor for a wedding is the lack of finances for a wedding ceremony. Taking a wedding loan helps you to finally realise the wedding of your dreams. After all, weddings are probably only going to happen once in a lifetime, so it might as well be an unforgettable one.


2. Independence

Borrowing funds from others may come with a loss of freedom.

You may be forced to go according to the desires of the people who financed them.

For example, you may end up settling on a venue that is not of your choice.

A wedding loan from Lending Bee® gives you the freedom to choose facilities that are your heart’s desire, as you plan for your big day.


3. Receive your money in one lump sum

Trying to borrow money from family or friends may result in a shortage of funds.

This is because there may be only a few who have the ability to provide and the amounts given may also be limited.

You may also risk harming relationships in the process.

On the other hand, applying for a wedding loan ensures that all the cash is received in one lump sum.

This enables you to plan the entire wedding smoothly, without having to worry about costs.


4. Helps with budgeting

Getting a fixed amount from a wedding loan tends to help when budgeting for the wedding.

It becomes easier for you to select a venue, wedding attire, and other items because you already have a fixed figure to work with.

This makes the planning process easier and smoother, with minimal cases of conflict.

Who is eligible for a wedding loan?

To qualify for a loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Be employed / self-employed


What documents are required to obtain a wedding loan?

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)

For Foreigners:

  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements


What is the application process for a wedding loan like?

  • At Lending Bee®, all applications for our wedding loans are kept fast and simple.
    • Step 1: Submit your application via our online application form.
    • Step 2: We will drop you a call regarding your loan application status within the hour.
    • Step 3: Head down to your selected Lending Bee® branch, do a face-to-face verification, sign the contract and receive your loan.

How fast can I receive my loan?

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have existing loans with other licensed moneylenders / Lending Bee®. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

I have a poor credit score. Can I still apply for a wedding loan?

Yes, you can still apply for a wedding loan with us. We aim to help our borrowers achieve their dream wedding regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

Will my loan documents and information be mailed to my home?

No, we do not mail any of your loan information to your home.

All loan details will be kept digital, and private with us, unless a physical copy is requested.

Additional Resources on Wedding Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Virginia N R
Virginia N R
30 November 2023
Mr Soh was clearly explaining to me about the loan payment. He was very friendly and easy to converse with. Thank you! ☺️
25 November 2023
Soh is friendly and helpful, explains well
23 November 2023
Mr. Soh very professional
23 November 2023
I was serve by Dominic..
Aliff luffy
Aliff luffy
22 November 2023
Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose lending bee
Deetot Mario
Deetot Mario
21 November 2023
Thank you mr soh. Fast and steady 👍🏼👍🏼
Muhammad nuh
Muhammad nuh
19 November 2023
Ms soh good service
Coleen Ortiaga
Coleen Ortiaga
19 November 2023
Mr. Soh is very helpful and accommodating.
19 November 2023
My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again
Jae Town
Jae Town
18 November 2023
Good and fast service!

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