Business Loan

Grow your business with Lending Bee® collateral-free business loan. Fast approval process, attractive interest rates and flexible repayment. We respond within 1 day.

Apply Now

Lending Bee's Business Loan helps you run your Singapore SME business smoothly.

Increase cash flow & capitalise on opportunities.


The right opportunity doesn’t come by easily. When it does, don’t let the lack of finances stop your business from moving forward.


Getting a business loan or a source of funding to capitalise on business opportunities is fairly common in Singapore.


Just like investments, leveraging on business loans are a form of investment in your business’s future. Business owners input finances and effort to reap rewards in the future.


Lending Bee is one of the largest financial institutions in Singapore where we are committed to serving our customers to the best of our abilities. We have built a first-rate reputation and are constantly crafting better loan packages for our customers.


A business loan might be the stepping stone to getting you where you want to be. Let us journey with you.

Apply Now

Working Capital Loan

Easily finance your day-to-day operations.


Stop struggling with daily operational costs, and don’t risk hurting your credit score. 


Working capital loans are designed to help businesses increase their liquidity for day-to-day operations. 


It is extremely convenient for retailers or manufacturers who have high cyclical or seasonal sales. During certain periods of the year, sales may be lower. 


The loans cover costs such as employee payroll, rental fees and debt repayments. Working capital loans are not commonly used to purchase long-term assets or investments. 


Having a large and convenient source of credit will help your business expand and solve cash flow issues. As a bonus, it will also give you and your staff a peace of mind.


You just need to focus on important and paramount tasks that have a substantial impact on your business model. 

Apply Now

Invoice Financing

Better cash flow management.


Are you waiting for your invoices to be paid? Stop waiting. 


With invoice financing, you can unlock funds trapped in invoices. You get to boost your cash flow immediately, allowing you to focus on business operations without worries. 


Imagine paying all of your suppliers in a timely manner while focusing on important business tasks. That’s what having invoice financing is like. 


Reduce all hassle with Lending Bee’s invoice financing, where we are able to scale loans to fit your business needs. Moreover, our financial officers will get back to you within a day.


We simplify the entire process for you.

Apply Now

Purchase Order Financing

Stay competitive & complete customer orders.


Purchase order financing provides you with sufficient capital to purchase goods and inventory to complete projects.


Think of it as vitamins, resources that will help you grow!


With a purchase order financing loan, you get the chance to increase competitiveness, differentiate yourself from competitors while raising the barrier to entries for your industry.


Additional cash flow helps you increase production capacity while lowering your long run average cost (LRAC). With the ability to fulfill more orders and projects, you naturally increase your market share and your company’s presence.


With Lending Bee, you can get financial input without any collateral. We also offer a simple loan application process that replies within a day.


With our unmatched financial resources and system, let us journey with you.


Apply Now

Payroll Financing

For you to cover employee remuneration.


Payroll financing are short-term loans that help you cover employee remuneration. 


With this financial support, you can focus your capital on other aspects of the business, such as business expansions or research and development. 


Employees are often given year-end bonuses and rewards, and this sometimes puts a strain on the business’s finances. With payroll financing, companies can disburse salaries while not affecting their finances. 


As numerous surveys have shown, happier employees work harder and are much more productive.


If you require extra cash for your employees’ payroll, you can apply for a payroll financing business loan with us.


As one of the best financial institutions in Singapore, Lending Bee is always ready to assist local businesses. We offer easy and fast loan application processes that delivers an outcome within a day. 

Apply Now

Benefits of a Business Loan with Lending Bee®

Gain more with Lending Bee's business loans. Let us journey with you.

 

0% Processing fee
for business loans

 

Flexible
loan tenures

 

Ease of application
and approval

 

Increased
convenience

FAQ on Lending Bee's Business Loans

Frequently Asked Questions

How do I apply for a business loan?

A successful entrepreneur understands the need to focus on the big picture to drive business growth. They have good acumen, insights and funding.

Lending Bee offers you a quick business loan application here. Should all documents be gathered, your business loan will be approved within 60 minutes.

Is my company eligible for a business loan with Lending Bee?

To be eligible for a business loan, you have to be:

  • A Private Limited Company that is registered with ACRA.
  • Have a director that is a Singaporean / Permanent Resident, or is a foreigner residing in Singapore.
  • Business has been in operation for the past 6 months.

How long does it take for my loan to be approved?

Fast loan approvals within 60 minutes should all the documents be received.

How fast will I receive my cash?

Once your business loan has been approved, you can receive your money on the spot.

What makes Lending Bee business loans different?

The biggest advantage of taking a business loan with Lending Bee is that there are 0% processing fees. Loan amount can go up to $2,000,000 as well.

This helps business owners by lowering the cost of the entire loan.

We also offer fast loan approvals within 60 minutes should all documents be received.

With over 1,500 positive customer reviews, we are proud to say that our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.

As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers. We do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.

Lending Bee also developed our very own mobile app that allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as earn rewards and vouchers.

What documents do I need to submit for my loan application?

Here’s what we need from you:

  • Your company’s BizFile (ACRA)
  • Company supporting documents (please call our office at 6219 1611 for more info)

How will I receive my business loan?

Our business loans are disbursed via cheques.

What are the fees charged for the business loan?

  • Interest for Lending Bee’s business loan is charged based on a reducing balance
  • 0% processing fee
  • Application is hassle-free, please call 6219 1611 to find out more immediately

Will my loan application be safe and secured?

Yes! We take full measures in protecting your identity. Your application is 100% confidential.

How much can my company loan?

The loan amount varies for each company. It depends on the size of the company, the industry and its current status.

Business owners can loan up to 2 million Singapore dollars. 

What are the interest rates?

The interest charged depends on your company’s profile and risk assessment.

I have a poor credit score, can I still borrow?

Yes, you can still apply for a business loan with us. We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

I still have more questions, who can I ask?

Fret not, we got you!

Please click on the Live Chat button at the bottom right of the page, submit an enquiry here or call us at 6219 1611.

Additional Resources on Business Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Afir 79
Afir 79
November 23, 2022.
I was served by Samantha at Jurong Branch. She was very polite and explain every single detail clearly.Thank you very much for your help.
Frankie Huang Jianwei
Frankie Huang Jianwei
November 22, 2022.
HI lending Bee....can I enquire about a loan for 15K what is the processing fee and the interest rate on ur side? Previously sucessful Borrower/Return with GScredit.......
Nad Irah
Nad Irah
November 18, 2022.
Very understanding and does their best to accomodate and help you as much as they can. The ambience when you come in is not scary or judgey : very welcoming and calm. Thank you to Boon from JE outlet for helping me with my application!
Azmi Ali
Azmi Ali
November 14, 2022.
very professional & swiftly processed.thank you lending bee!
Ari Izza
Ari Izza
November 12, 2022.
friendly staff, assisted with the help i needed.. was assisted by Boon.
Nur Qistinaa
Nur Qistinaa
November 12, 2022.
understanding and explained every details needed.
Martin Tin87
Martin Tin87
November 10, 2022.
Thank you very much
KeanChang Chau
KeanChang Chau
November 7, 2022.
Very detailed explanation by boon, I'm clear to what are the rates and things to look out for taking up a loan. Definitely making me understand about my situation regarding the payout.
Mohammad Zulhaiqal
Mohammad Zulhaiqal
November 6, 2022.
Straight forward with the details, easy to understand and very friendly.

Start Using Our App Today!

Unlock generous rewards & receive loan updates on the go.


Manage your budget and
avoid overspending

Set a monthly budget and take control of your finances with the Lending Bee® app. Turn alerts and reminders on to avoid exceeding your budget.

Earn diamonds and exchange
them for attractive rewards

Every successful loan application grants you diamonds which you can use to unlock attractive rewards and vouchers!

Your loan details
in a single platform

Receive convenient access to all your active and completed loans. Turn alerts and reminders on to avoid missing out on repayments.

Stay up to date with
the latest financial news

Stay on top of your finances and improve your financial literacy with the latest and exclusive financial updates from reputable news sources.

Can’t Find What You Are Looking For?

Check out our other available help options below.

Borrow With Confidence. With Us, You Can.

With our help, make progress in your life today.