Business Loan

We offer SMEs up to 2 million SGD with longer loan tenures to provide you with one of the best business loans in town.

Business Loan Singapore

Lending Bee's Business Loan helps you run your Singapore SME Business smoothly.

Increase cash flow & capitalise on opportunities.

The right opportunity doesn’t come by easily. 

When it does, don’t let the lack of finances stop your business from moving forward. Getting a business loan or a source of funding to capitalise on business opportunities is fairly common in Singapore. 

Just like investments, leveraging on business loans are a form of investment in your business’s future. Business owners input finances and effort to reap rewards in the future. 

Lending Bee is one of the largest financial institutions in Singapore where we are committed to serving our customers to the best of our abilities. We have built a first-rate reputation and are constantly crafting better loan packages for our customers.

A business loan might be the stepping stone to getting you where you want to be. Let us journey with you. 

Working Capital Loan

Easily finance your day-to-day operations.

Stop struggling with daily operational costs, and don’t risk hurting your credit score. 

Working capital loans are designed to help businesses increase their liquidity for day-to-day operations. 

It is extremely convenient for retailers or manufacturers who have high cyclical or seasonal sales. During certain periods of the year, sales may be lower. 

The loans cover costs such as employee payroll, rental fees and debt repayments. Working capital loans are not commonly used to purchase long-term assets or investments. 

Having a large and convenient source of credit will help your business expand and solve cash flow issues. As a bonus, it will also give you and your staff a peace of mind.

You just need to focus on important and paramount tasks that have a substantial impact on your business model. 

Working Capital Loan Singapore
Invoice Financing Singapore

Invoice Financing

Better cash flow management.

Are you waiting for your invoices to be paid? Stop waiting. 

With invoice financing, you can unlock funds trapped in invoices. You get to boost your cash flow immediately, allowing you to focus on business operations without worries. 

Imagine paying all of your suppliers in a timely manner while focusing on important business tasks. That’s what having invoice financing is like. 

Reduce all hassle with Lending Bee’s invoice financing, where we are able to scale loans to fit your business needs. Moreover, our financial officers will get back to you within a day.

We simplify the entire process for you.

Purchase Order Financing

Stay competitive & complete customer orders.

Purchase order financing provides you with sufficient capital to purchase goods and inventory to complete projects. 

Think of it as vitamins, resources that will help you grow!

With a purchase order financing loan, you get the chance to increase competitiveness, differentiate yourself from competitors while raising the barrier to entries for your industry. 

Additional cash flow helps you increase production capacity while lowering your long run average cost (LRAC). With the ability to fulfill more orders and projects, you naturally increase your market share and your company’s presence.  

With Lending Bee, you can get financial input without any collateral. We also offer a simple loan application process that replies within a day. 

With our unmatched financial resources and system, let us journey with you. 

Purchase Order Financing Singapore
Business Loan 1

Payroll Financing

For you to cover employee remuneration.

Payroll financing are short-term loans that help you cover employee remuneration. 

With this financial support, you can focus your capital on other aspects of the business, such as business expansions or research and development. 

Employees are often given year-end bonuses and rewards, and this sometimes puts a strain on the business’s finances. With payroll financing, companies can disburse salaries while not affecting their finances. 

As numerous surveys have shown, happier employees work harder and are much more productive.

If you require extra cash for your employees’ payroll, you can apply for a payroll financing business loan with us.

As one of the best financial institutions in Singapore, Lending Bee is always ready to assist local businesses. We offer easy and fast loan application processes that delivers an outcome within a day. 

Benefits of a Business Loan with Lending Bee®

Gain more with Lending Bee's business loans. Let us journey with you.

0% Processing fee
for business loans

loan tenures

Ease of application
and approval


FAQ on Lending Bee's Business Loans

Frequently Asked Questions

A successful entrepreneur understands the need to focus on the big picture to drive business growth. They have good acumen, insights and funding. 

Lending Bee offers you a quick business loan application here. Should all documents be gathered, your business loan will be approved within 60 minutes. 

To be eligible for a business loan, you have to be:

  • A Private Limited Company that is registered with ACRA. 
  • Have a director that is a Singaporean / Permanent Resident, or is a foreigner residing in Singapore.
  • Business has been in operation for the past 6 months.

Fast loan approvals within 60 minutes should all the documents be received. 

Once your business loan has been approved, you can receive your money on the spot. 

The biggest advantage of taking a business loan with Lending Bee is that there are 0% processing fees. Loan amount can go up to $2,000,000 as well. 

This helps business owners by lowering the cost of the entire loan. 

We also offer fast loan approvals within 60 minutes should all documents be received.

With over 1,500 positive customer reviews, we are proud to say that our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.

As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers. We do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.

Lending Bee also developed our very own mobile app that allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as earn rewards and vouchers.

Here’s what we need from you: 

  • Your company’s BizFile (ACRA) 
  • Company supporting documents (please call our office at 6219 1611 for more info)

Our business loans are disbursed via cheques. 

  • Interest for Lending Bee’s business loan is charged based on a reducing balance
  • 0% processing fee
  • Application is hassle-free, please call 6219 1611 to find out more immediately

Yes! We take full measures in protecting your identity. Your application is 100% confidential.

The loan amount varies for each company. It depends on the size of the company, the industry and its current status. 

Business owners can loan up to $2,000,000. 

The interest charged depends on your company’s profile and risk assessment.

Fast loan approvals within 60 minutes should all documents be received. Application is hassle-free, please call 6219 1611 to find out more. 

Yes, you can still apply for a business loan with us. We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

Lending Bee has branches all across Singapore. 

1. Lending Bee Far East Plaza (Orchard branch)

  • 14 Scotts Rd, Far East Plaza, #02-44/45 (near Orchard MRT)
    Singapore 228213
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)


2. Lending Bee Toa Payoh Branch

  • Blk 190, Lor 6 Toa Payoh, #01-548 (near Toa Payoh MRT)
    Singapore 310190
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)


3. Lending Bee Bedok North Branch

  • Blk 213, Bedok North Street 1, #01-111 (near Bedok MRT)
    Singapore 460213
  • Mon – Sat: 11.00am – 8.00pm
    (Closed on Sundays & Public Holidays)

4. Lending Bee Jurong East Branch

  • Blk 135, Jurong Gateway Road, #01-335 (opposite Jurong East MRT)
    Singapore 600135
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)
For full contact details, please click here

Fret not, we got you! 

Please click on the Live Chat button at the bottom right of the page, submit an enquiry here or call us at 6219 1611.

No, we do not mail any of your loan information to your home. All loan details will be kept digital, and private with us, unless a physical copy is requested.

Our Latest Customer Reviews (Mar 2021 Update)

Christie Lim
Christie Lim
Mar, 2021
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Andy and Yuan Xi are friendly and informative and professional. The process was smooth and fast. This company offers term payment loans for larger amounts.
Lee JR
Feb, 2021
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Taken an urgent loan from Ms Amanda and was very pleased in her prompt service and she was definitely responsive in all the questions I have. I'd strongly recommend Ms Amanda's services.
Feb, 2021
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process very transparent and fast.. love the free mask provided by the company, very thoughtful of them. thanks lending bee toa payoh.
Afiq Azmi
Jan, 2021
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Assisted by Mr Andy and Enid regarding the loan to clear some debts. Really helpful, patient and very understanding towards the situation and purpose of the loan. Would recommend to others if in need of personal loans! Thank you!
Miss San
Miss San
Jan, 2021
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Ms Samantha is very friendly and very meticulous in helping me with her loan. Lending bee has been a very smooth and easy transaction to apply loan. Highly recommended. No gimmick at all. Low interest among the rest.
acapemma matrixx
Jan, 2021
Read More
It very good value..Andy Tse. have been great for helping me for getting the loan. He will calculate for me. Enid have been good recep for explaining to me in detail.. 🤗
abu babu
abu babu
Jan, 2021
Read More
Fast response to enquiry, assist to suggest better financial planning...thank you so much alfred..
Tan Thian Seng
Dec, 2020
Read More
Mr. Andy Tee and Ms Loke Yuan Xi are very friendly and professional, they are very helpful and willing to understand your needs and clear in explaining to you regarding the loans. I strongly recommend lending bee if you need any financial helps.
Thong Li Tan
Dec, 2020
Read More
Lending Bee staff is professional and friendly. When a person is in needs for money and they provide the right need and helpful. Excellent lending compared to others.
Ridzwan Juraimi
Dec, 2020
Read More
Fast response to enquiry, assist to suggest better financial planning to reduce monthly burden. Alfred was patient and assisted with the smooth transaction
Gun Metal
Dec, 2020
Read More
Great help and explanation from the staffs, offers other solutions and great service as well. Professional highly recommended

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Business Loan 7

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Call us for assistance at 6219 1611 to answer all your queries about a personal loan with us.

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Borrow With Confidence.
With Us, You Can.

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