Lending Bee's Business Loan helps you run your Singapore SME business smoothly.
Increase cash flow & capitalise on opportunities.
The right opportunity doesn’t come by easily. When it does, don’t let the lack of finances stop your business from moving forward.
Getting a business loan or a source of funding to capitalise on business opportunities is fairly common in Singapore.
Just like investments, leveraging on business loans are a form of investment in your business’s future. Business owners input finances and effort to reap rewards in the future.
Lending Bee is one of the largest financial institutions in Singapore where we are committed to serving our customers to the best of our abilities. We have built a first-rate reputation and are constantly crafting better loan packages for our customers.
A business loan might be the stepping stone to getting you where you want to be. Let us journey with you.
Apply NowWorking Capital Loan
Easily finance your day-to-day operations.
Stop struggling with daily operational costs, and don’t risk hurting your credit score.
Working capital loans are designed to help businesses increase their liquidity for day-to-day operations.
It is extremely convenient for retailers or manufacturers who have high cyclical or seasonal sales. During certain periods of the year, sales may be lower.
The loans cover costs such as employee payroll, rental fees and debt repayments. Working capital loans are not commonly used to purchase long-term assets or investments.
Having a large and convenient source of credit will help your business expand and solve cash flow issues. As a bonus, it will also give you and your staff a peace of mind.
You just need to focus on important and paramount tasks that have a substantial impact on your business model.
Apply Now
Invoice Financing
Better cash flow management.
Are you waiting for your invoices to be paid? Stop waiting.
With invoice financing, you can unlock funds trapped in invoices. You get to boost your cash flow immediately, allowing you to focus on business operations without worries.
Imagine paying all of your suppliers in a timely manner while focusing on important business tasks. That’s what having invoice financing is like.
Reduce all hassle with Lending Bee’s invoice financing, where we are able to scale loans to fit your business needs. Moreover, our financial officers will get back to you within a day.
We simplify the entire process for you.
Apply NowPurchase Order Financing
Stay competitive & complete customer orders.
Purchase order financing provides you with sufficient capital to purchase goods and inventory to complete projects.
Think of it as vitamins, resources that will help you grow!
With a purchase order financing loan, you get the chance to increase competitiveness, differentiate yourself from competitors while raising the barrier to entries for your industry.
Additional cash flow helps you increase production capacity while lowering your long run average cost (LRAC). With the ability to fulfill more orders and projects, you naturally increase your market share and your company’s presence.
With Lending Bee, you can get financial input without any collateral. We also offer a simple loan application process that replies within a day.
With our unmatched financial resources and system, let us journey with you.
Apply Now
Payroll Financing
For you to cover employee remuneration.
Payroll financing are short-term loans that help you cover employee remuneration.
With this financial support, you can focus your capital on other aspects of the business, such as business expansions or research and development.
Employees are often given year-end bonuses and rewards, and this sometimes puts a strain on the business’s finances. With payroll financing, companies can disburse salaries while not affecting their finances.
As numerous surveys have shown, happier employees work harder and are much more productive.
If you require extra cash for your employees’ payroll, you can apply for a payroll financing business loan with us.
As one of the best financial institutions in Singapore, Lending Bee is always ready to assist local businesses. We offer easy and fast loan application processes that delivers an outcome within a day.
Apply NowWhy Choose Lending Bee®'s Business Loan
Gain more with Lending Bee's business loans. Let us journey with you.
0% Processing fee
for business loans
Flexible
loan tenures
Ease of application
and approval
Increased
convenience
How To Receive Your Loan In 3 Simple Steps
Apply securely using Singpass and receive your loan quickly with a simple and transparent process.
Apply Online with Singpass
Submit your application in minutes through our mobile app or website using secure Singpass integration for fast data retrieval.
Receive Instant In-principle Approval
Get an outcome on your application, including your eligible loan amount and repayment terms, in as little as 30 minutes.
Complete Verification & Receive Funds
Visit any of our branches for identity verification and contract signing, then receive your loan disbursement promptly.
Our Latest Customer Reviews
Borrow with confidence. Lending Bee® licensed moneylender has more than 6,700 positive customer reviews on Google Business.
Start Your Loan Application Online
Apply online in minutes and our team will contact you to guide you through the next step.
FAQ on Lending Bee's Business Loans
Frequently Asked Questions
How do I apply for a business loan?
A successful entrepreneur understands the need to focus on the big picture to drive business growth. They have good acumen, insights and funding.
Lending Bee offers you a quick business loan application here. Should all documents be gathered, your business loan will be approved within 60 minutes.
Is my company eligible for a business loan with Lending Bee?
To be eligible for a business loan, you have to be:
- A Private Limited Company that is registered with ACRA.
- Have a director that is a Singaporean / Permanent Resident, or is a foreigner residing in Singapore.
- Business has been in operation for the past 6 months.
How long does it take for my loan to be approved?
Fast loan approvals within 60 minutes should all the documents be received.
How fast will I receive my cash?
Once your business loan has been approved, you can receive your money on the spot.
What makes Lending Bee business loans different?
The biggest advantage of taking a business loan with Lending Bee is that there are 0% processing fees. Loan amount can go up to $2,000,000 as well.
This helps business owners by lowering the cost of the entire loan.
We also offer fast loan approvals within 60 minutes should all documents be received.
With over 1,500 positive customer reviews, we are proud to say that our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.
As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers. We do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.
Lending Bee also developed our very own mobile app that allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as earn rewards and vouchers.
What documents do I need to submit for my loan application?
Here’s what we need from you:
- Your company’s BizFile (ACRA)
- Company supporting documents (please call our office at 6219 1611 for more info)
How will I receive my business loan?
Our business loans are disbursed via cheques.
What are the fees charged for the business loan?
- Interest for Lending Bee’s business loan is charged based on a reducing balance
- 0% processing fee
- Application is hassle-free, please call 6219 1611 to find out more immediately
Will my loan application be safe and secured?
Yes! We take full measures in protecting your identity. Your application is 100% confidential.
How much can my company loan?
The loan amount varies for each company. It depends on the size of the company, the industry and its current status.
Business owners can loan up to 2 million Singapore dollars.
What are the interest rates?
The interest charged depends on your company’s profile and risk assessment.
I have a poor credit score, can I still borrow?
Yes, you can still apply for a business loan with us. We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.
I still have more questions, who can I ask?
Fret not, we got you!
Please click on the Live Chat button at the bottom right of the page, submit an enquiry here or call us at 6219 1611.
Additional Resources on Business Loans
Start Using Our App Today!
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avoid overspending
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Your loan details
in a single platform
Receive convenient access to all your active and completed loans. Turn alerts and reminders on to avoid missing out on repayments.
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Contact Us
Call us for assistance at 6219 1611 to answer all your queries about a personal loan with us.
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Visit Our Branches
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Borrow With Confidence. With Us, You Can.
With our help, make progress in your life today.
