Unsecured loans up to $100,000 SGD.

Secured loans up to $2,000,000 SGD.

Lending Bee® offers longer loan tenures up to 36 months for unsecured loans.

  Your Privacy and Security, Protected.
We take full measures to protect your identity. Your application is 100% confidential.

Unsecured loans up to $100,000 SGD.

Secured loans up to $2,000,000 SGD.

Lending Bee® offers longer loan tenures up to 36 months for unsecured loans.
  Your Privacy and Security, Protected.
We take full measures to protect your identity.
Your application is 100% confidential.

Lending Bee® Legal & Licensed Money Lender Singapore

We lead the way for all your financial needs.
Loan Street
Free Mask Singapore

50 Free Masks
For Everyone.

Lending Bee® gives back. A little goes a long way. During these unprecedented times, we believe that everyone has a part to play in combating COVID-19. Hence, Lending Bee will be providing 50 free masks for everyone who walks in. We hope to lend a helping hand to all in the community and we will get through this. Together, we can overcome COVID-19 and emerge victorious.

We Make A
Difference.

Following MinLaw’s announcement of six new firms piloting alternative business models for money lending, we are pleased to announce that Lending Bee Pte Ltd (Licence No. 73/2020), a subsidiary company of Credit 21 Pte Ltd, has been awarded with this honour.

At Lending Bee, we are a licensed money lender committed to making a difference in the ways in which people access credit. Compared to traditional banks and other financial institutions, we’re constantly pushing boundaries. Presently, we’re running on an entirely new business model. We digitalise the lending processes whereby cost is kept to a minimum. This is so that you can enjoy the best rates from us. All while safeguarding your personal information. 

Borrow
With Ease.

By taking up a loan with us, you’ll get access to friendlier and more attractive terms: A higher borrowing limit and longer loan tenure. This ensures that you’ll get access to the cash you need, without having to worry about monthly repayments. 

As featured in...

Monthly Installment Calculator

Get the numbers you need here.

Our Process Is Simple – Just 3 Steps

Efficient and reliable, we help you make progress in life.

1. Easy Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.

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2. Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

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3. Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

1. Easy Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.

Arrow-down

2. Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Arrow-down

3. Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

Hear What Our Customers Say:

Jeff Hardy
Aug, 2020
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Derek chua was the helpful officer who attended to me. Generous with loans and low interest surely will recommened to my friends
James Ho
Aug, 2020
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Attend by Ben Good advise and patient in answer all my question greatly recommended, solve alot of my financial issue
Irwan Breezy
Irwan Breezy
Aug, 2020
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Mr Poh Teck & Mr Ben are very friendly, understanding & help me select the best monthly payment for my loan. Highly recommended for those who wish to come down for loan. Thumbs up Lending Bee!!!
Nurul Shikin
Nurul Shikin
Aug, 2020
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Efficiently in service and very responsive. Lender Derek Chua is quite helpful and explain everything clearly! Keep up the good job.
Zaw Oo
Aug, 2020
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Served by Dave Ng. Friendly and fast service. No issue. Very competitive rates! Would recommend
Alex Chan
Alex Chan
Aug, 2020
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Derek Chua, Customer Service Officer has been very helpful and very transparent with the way he explains the loan details out. He is also very professional with the way he speak to his client. Thank you for your advice and all the best!
Random Gaming
Random Gaming
Jun, 2020
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very professional if you looking for financial consultants really helped you in doing your monthly calculations. this is my second time with them . and today 13th of june 2020 . theygive free a box mask to they're client's. so blessed . thanks lending bee
Suria Lin
Apr, 2020
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I was feeling lost and helpless due to my financial issues until I met lending bee, where they solved my problems and the staff named Bryan offered me very good advice and I m so thank ful to him and the lending bee team! They r like angels who saved me. Thank you ❤️❤️❤️
I am Smacky
I am Smacky
Apr, 2020
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Served by a lady who is customer oriented. Explained to me in details of my account. All process completed within 30 mins. Appreciate their fast loan approve even I'm tight with cash
Ramkumar Kannan
Jan, 2020
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Lending bees money lenders are good in service. They explain everything in more details. It's first time I am requesting loan in money lenders before I approach I got scared to get loan in private money lenders. But after I approach i don't scared. Because their service is very good. Thank you for your service
Honeydew Pancakes
Honeydew Pancakes
Jan, 2020
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Great service at Lending Bee Orchard Branch, was served by Yuan Yi. She patiently explain the loan details and managed to help me secure my intended loan amount. Highly recommended place to approach should you need urgent cash. Thumbs up for the good and fast service!
Ian Soh
Ian Soh
Sep, 2019
Read More
Derek is very helpful and sharing detail info. Interest rate is lower than outside.

What Sets Lending Bee Money Lender Apart?

As a legal and licensed money lender with the Ministry of Law, Lending Bee’s aim is to provide financial assistance and make loans accessible to everyone in Singapore. We offer personalized financial solutions at affordable rates. All within the shortest time possible.

As a subsidiary of Credit 21 Pte Ltd, we are one of the top licensed moneylenders in Singapore. Out of 156 licensed money lenders, Lending Bee was one of the six selected by MinLaw to pilot alternate business models for money lending. As such, you can be assured that we are a reliable and licensed moneylender with a huge capital backing. Thus, we are able to provide you with a loan to suit your needs quickly.

With inflation and the high costs of living, many of us might experience financial difficulties. You might require additional cash to foot the bills, pay the rent or purchase necessities. To make matters worse, if you already have a bad credit record, it will be even tougher for you to get a loan.

How Can Lending Bee Money Lender Help?

As one of the top legal and licensed moneylenders in Singapore with more than 900 positive customer reviews, Lending Bee licensed money lender Singapore aims to help all our customers financially. Our team comprises experienced and professional financial consultants who are well versed in the moneylending industry. This is why we endeavor to listen and understand our customers’ concerns before suggesting the best financial plan. Rest assured that we do not reject customers with bad credit. This is in line with our goal to provide financial help and tailor a loan to suit everyone.

If you are looking for a fair, reliable, fast and transparent money lender, look no further! Being a subsidiary of Credit 21, we have a strong support and provides loans at lower interest rates. All while strictly adhering to the rules and requirements set by MinLaw.

By constantly reinventing ourselves, Lending Bee licensed money lender updates our knowledge and technology in order to provide the best financial services to all of our clients. To expedite our loan process, we have specially set up our own online loan application. This enables our professional staff to get back to you within hours. As we strive to become one of the best, we have pioneered an app for our clients to access their loan details. From there, they will be able to check on their loan status anytime, anywhere. Ultimately, ensuring that our financial services are fast and convenient is a priority for us.


Financial aid should be easily accessible and quick. We can help.

Our Credit Solutions

Regardless of the financial knot you find yourself in, our credit solutions will bring you one step closer to achieving your financial dreams.

With Lending Bee’s personal loans, you’ll be able to cater for your personal expenses. So that you won’t have to dry up your emergency funds. Personal loans can be used for credit card consolidation, renovation and auto refinancing loans. 

A significant amount of capital is required to start up or expand your business. This is where business loans might come in handy as we offer forms of credit ranging from working capital loans to trade and receivables financing.

Lifestage Financing

Throughout the course of your life, there may be instances where you require additional financial help. Credit card bills, weddings or even the increase in expenses as your family grows. This is where a lifestage financing loan can help. 

Struggling with too many loans? A debt consolidation plan is all you need. Basically, your debts will be simplified into one for easier repayments and lower interest rates.

Don’t let your finances limit your opportunity for further education. From tertiary to local, private and overseas universities, we offer funding for various levels of education.

During a medical emergency, we’ll provide you with the necessary funds so that you can focus on dealing with the emergency itself. Find out more about our medical financing loan.

Require A Loan? Here's Why You Should Choose Lending Bee Licensed Money Lender

1. Quick and efficient service

At Lending Bee, we understand that some financial emergencies require immediate attention. Compared to banks, we have expedited our loan process through the use of our online application form. Therefore, it can be done within 5 minutes! Loans are also approved in principle within an hour or less by our financial advisors. Furthermore, all customers will also be given a special account, allowing them to check their loan status.

2. We are reliable

Out of 156 licensed moneylenders in Singapore, Lending Bee is proud to have been given the opportunity by MinLaw to pilot alternate business models for money lending. We adhere strictly to the rules and regulations set by MinLaw. In doing so, we ensure that the entire loan process is fair and transparent. This proves that that we are a licensed moneylender and we provide detailed contracts and receipts for all proceedings.

3. You don’t risk harming relationships

Borrowing cash from friends and family risk ruining precious relationships. On the other hand, taking a loan from banks might not be feasible due to the long approval time. If you urgently need cash, waiting for banks to reply doesn’t sound appealing at all. In such situations, Lending Bee is here as an alternative avenue of financial help.

4. Consolidate all your existing debts into one

If you are already taking multiple loans and have a bad credit rating, fret not! Wish to consolidate all of them into a single loan? As a licensed moneylender with larger financial backing, we offer debt consolidation plans. By consolidating all your loans into one, we help to make repayment clear and easy for you. We provide you with the funding to repay your debts and provide a new financial solution to you. Taking debt consolidation plans from a licensed moneylender will also help to improve your credit score.

5. Easy loan eligibility

Many a time, some licensed moneylenders and banks might reject customers with bad credit. However at Lending Bee, it does not matter if you have a bad credit report. As long as you have a salary or a proof of income, we can design a financial plan for you. Ultimately, we always strive to ensure that our customers get the loan that they seek for.

6. No cancellation penalty

In the event that you decide to reject our loan, rest assured that there are no penalties involved. You are free to take a loan with us again in the future. Some money lenders may charge a small penalty fee but we do not. We aim to make our loan services comfortable and flexible for our customers.


Trust our process and we aim to deliver the best to you.

5 Things To Know Before Applying For A Loan

When applying for your first loan, it is important to look around for a loan that will suit you best. It is important to note that there are different loan options designed for people with different requirements and circumstances. Here are some considerations to ensure that you not only get the best loan from a licensed money lender, but to also make certain that you are applying for a loan under the best terms.

1. Available Options

There are different types of loans in the market, so it is important you go for the one that best suits your situation. At Lending Bee licensed money lender, we offer a variety of loans tailored specifically to suit your needs.

These include personal loans, wedding loans, debt consolidation plans, education loans, home loans and business loans, among other things.

2. Applicable Fees

Other than interest rates, it is important to consider other applicable fees when taking your first loan. Go through the fine print of your loan agreement to see if there are hidden fees. Be on the lookout for such fees as: (a) administration fees (b) origination fees (c) processing fees (d) appraisal fees (e) early exit/redemption fees (f) early repayment fees (g) insurance fees (h) withdrawal fees (i) underwriting fees (j) credit report fees.

With all these fees in mind, you’ll be glad to know that Lending Bee only charges you an application fee that is 10% of your total loan amount. For recurring customers with good repayment history, this application fee will be lowered to 8% of your total loan amount.

3. Repayment Amount

This is an important consideration – you do not want to end up with a loan that you will struggle to repay. Failure to make loan repayments is bad for your credit score, which will ruin your chances of getting future loans.

This is why you should always watch your spending and not overspend. Doing so will result in you having a larger repayment amount, which is something that we all wish to avoid.

4. Repayment Period

Consider the time you have to repay the loan. You do not want to be stuck with a loan for 10 years as this will leave you financially stagnant. At Lending Bee, we have customizable loan tenures of to 36 months. This ensures that you’ll have enough time for repayment, all without putting a strain on your finances.

5. Current Financial Situation

This is an important yet often overlooked consideration. Consider your current financial situation. While taking a loan might help you financially, do you have the means to make timely repayments?

It would not make sense for you to take a loan only to struggle with repayments thereafter.

Get a loan tailored to suit your needs. Speak to us today.

Lending Bee Pte. Ltd. Logo

Borrow With Confidence.
With Us, You Can.

Our diligent consultants are here for you.