Apply On The Go

Our Lending Bee app is as speedy and convenient as our website.

Get a loan anytime, anywhere.

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It’s Easy To Find Us

Lending Bee has four outlets islandwide - Orchard, Yishun, Jurong, and Bedok North.

Our team is always ready to serve you.

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Enjoy Expert Advice & Affordable Rates

With years of experience in the moneylending sector, we know best how to help our clients.

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Get unsecured loans up to $300,000 SGD

Our loans are affordable and accessible. We are honest and transparent – no hidden fees here.

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Personal Loan Calculator

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20 Months
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We are Lending Bee®

Legal & Licensed Money Lender Singapore

Lower interest rates,
higher borrowing limit

No matter the purpose of your loan, Lending Bee has the ability to cater to your needs.

Convenient loan applications,
exclusive benefits

Enjoy a hassle-free loan application via our mobile app and unlock attractive benefits.

100% Privacy & security,
high confidentiality

Your privacy is our top priority. We will not disclose any of your personal information.

Longer repayment period,
because we can

We provide our customers with a comfortable repayment plan, exclusively crafted.

Easy loan eligibility,
free cancellation

With lowered loan criteria that are easy to qualify, loan approval rates are increased.

Unique packages for all
income groups

We believe that financial help should be accessible to everyone, including those from lower income groups.

Our Credit Solutions

Regardless of the financial knot you find yourself in, our credit solutions will bring you one step closer to achieving your financial dreams. As an experienced private money lender in Singapore, we cater the best loan packages for you.

Personal Loans

With Lending Bee’s personal loans, you’ll be able to cater for your personal expenses. Personal loans can be used for credit card.

Medical Loans

During a medical emergency, we’ll provide you with the necessary funds so that you can focus on dealing with the emergency itself.

Education Loans

Don’t let your finances limit your opportunity for further education. From tertiary to local, private and overseas universities.

Business Loans

A significant amount of capital is required to start up or expand your business. We offer forms of credit ranging from working capital.

Lifestage Financing

Throughout the course of your life, there may be instances where you require additional financial help. Any increase in expenses as family grows. Any increase in expenses.

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

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Want to speed up your loan approval process?

Here’s our little blueprint that quickens the entire loan process for you.

Frequently Asked Questions​

We have the answers for you.

What makes Lending Bee® different from other licensed money lenders?

Lending Bee® is your trusted financial partner, offering loans to finance your personal and corporate investment needs.

As a legal and licensed moneylender with the Ministry of Law, Lending Bee® strives to provide the best for our borrowers.

We understand that there are times when a little extra financial help is required, to finance the various milestones in life.

With our personalized financial solutions, our customers enjoy the help they need as we offer one of the lowest interest rate in Singapore.

Out of 156 licensed moneylenders, we are 1 of the 6 firms selected by the Ministry of Law to pilot alternate business models for moneylending.

What does this mean? Running on this scheme simply means we have proven ourselves in terms of detailed paperwork and procedures, and a large capital backing.

You can therefore be sure that if you come to us for a loan, you would benefit from extremely fast approvals as well as a peace of mind.

We also offer a wider range of credit solutions as compared to other licensed moneylenders, therefore we are confident that you will find one that suits your needs from our wide variety of loans.

We understand that if you are taking out a loan for the first time, it might be a daunting process. Fret not! Hear it from our customers!

With over 1,500 positive customer reviews, we are proud to say that our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.

As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers.

This means that we do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.

Finally, all our customers enjoy comfortable repayment schedules and reduces the risk of incurring unnecessary late payment fees.

This is achieved with the help of our heavily invested mobile app, designed with our customers in mind.

Our mobile app allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as the chance to earn rewards and vouchers.

What are the unique benefits of picking Lending Bee as your preferred lending institution?

Borrow with confidence. With us, you can.

Here’s what we offer:

  • Quick and fuss-free loan application process (within 3 minutes)
  • Lower interest rate
  • Fast approvals
  • Higher borrowing amount
  • Mobile app to apply for a loan / check on loan statement anywhere, anytime
  • Installment calculator to help you understand better
  • Customers receive vouchers and lower admin fees (depending on the membership tier)

What documents do I need for a loan application?

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
For Foreigners:
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

How fast is Lending Bee's loan process?

3 minutes to fill up the loan application form, and our loan officers will get back within the hour.

Leveraging on the latest technology, our professional team will be able to respond that quickly.

I have a bad credit score / outstanding loans. Can I still apply for a loan?

Yes, you can!

While banks often turn away customers with bad credit scores, Lending Bee® does not limit any possibility, and we welcome all credit scores to apply.

We evaluate each case individually and will do our best to understand each and every applicant’s situation.

If we find that your current financial situation is something within your means, we are happy to provide a loan to you.

We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

You can easily apply for a loan here.

How fast will the funds be disbursed?

Once you’ve signed the loan contract, you can receive your money in cash or cheque right on the spot, at any of our 4 outlets across Singapore.

What are the things to take note of before I apply for a loan with a licensed money lender?

Before applying for a loan, you should:

  • Make sure that you understand all of the loan terms and conditions before signing the contract. You will be legally obliged to fulfil any loan contract you enter with any licensed money lender.
  • Consider if your finances can handle the loan. Do think about your financial obligations and your income, and that you will have a clear plan for the subsequent loan repayments.
  • Understand that late payment fees and interest will be charged upon late repayments.
  • Based on Singapore’s law, the licensed moneylender has to explain the loan contract in a language that you understand.
  • The licensed money lender has to provide you with a copy of the loan contract.
  • You are encouraged to clarify any questions with regard to the loan terms, such as the tenure.
  • Take your time to shop around before choosing a licensed money lender to borrow from.

What happens after my loan has been approved?

After your loan is approved, we will transfer the money to your bank account or pass you the entire principal amount that you’ve agreed upon on the spot.

(Please be aware that there will be a small administrative fee, which will be deducted from the principal amount)

Next, you just need to ensure to make punctual loan repayments, and that’s it!

What are the benefits / rewards of the Lending Bee mobile app?

Lending Bee has developed our very own mobile app from scratch, made with our valued customers in mind.

With the app:

  • You can apply for a loan easily via the mobile app
  • Receive the results of your loan application quickly
  • Check on the status of your loan application 
  • Easily access our loan calculator 
  • View your statement of accounts in seconds
  • View and set reminders for your loan repayments. You will never miss a repayment and incur late fees!
  • Calculate your expenses and budget 
  • Receive the latest financial news for free from major news channels 
  • Earn points which can be redeemed for loan vouchers / NTUC vouchers 
  • Members will enjoy better loan rates based on their membership tier 

How will I know if I am applying a loan from a licensed money lender?

Check the financial institution’s name against the list of licensed moneylenders created by the Ministry of Law.

If you’re looking for other telltale signs, a licensed money lender is NOT allowed to: 

  • Use texts / WhatsApp messages / calls to get you to sign up for a loan with them
  • Approve of a loan remotely, without asking you to meet them at their place of business
  • Ask you to pay any installment before receiving the actual loan money
Moreover, licensed money lenders are only allowed to use the following advertising channels to communicate their messages:
  • Business or consumer directories
  • Their internet websites (please be aware of scammers impersonating themselves as licensed lenders)
  • Shopfront and window decals where they conduct their business
Therefore, if you come across any other forms of advertising (such as Google Ads, Facebook Ads) from Lending Bee, avoid them at all cost! They are either loan sharks or loan scams.

Where are your outlets located at and their business hours?

Lending Bee has branches all across Singapore.

1. Lending Bee Far East Plaza (Orchard Branch)

14 Scotts Road, #02-44/45 Far East Plaza
Singapore 228213

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 6.00pm
(Closed on Public Holidays)


2. Lending Bee Yishun Branch

Blk 925 Yishun Central 1, #01-233
Singapore 760925

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 6.00pm
(Closed on Public Holidays)


3. Lending Bee Bedok North Branch

Blk 205, Bedok North Street 1, #01-379
Singapore 460205

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 6.00pm
(Closed on Public Holidays)


4. Lending Bee Jurong East Branch

Blk 135, Jurong Gateway Road, #01-333
Singapore 600135

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 6.00pm
(Closed on Public Holidays)


For full contact details, please click here.

How do I keep track of my monthly repayment schedule?

You can check your monthly repayment schedule via Lending Bee’s mobile app / online account / via our professional loan officers. 

You can also request for your statement of account from any of our branches.

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Borrow With Confidence. With Us, You Can.

With our help, make progress in your life today.