Hospitalisation Bill Loan

At Lending Bee®, we understand how worrying hospitalization costs can be for you and your loved ones. Let us help you by taking care of those costs while you focus on recuperation. We offer unsecured loans up to $250,000 SGD with longer loan tenures.

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Take your time to recover. You know we got your back.

We all know how expensive the cost of healthcare is in Singapore. Despite many government subsidies, the cost of your hospital bill can quickly take a toll on your finances.


That said, medical help should never be deterred just because of the hefty hospitalisation bill costs.


Whether you are looking to cover your own hospitalisation bill costs, or your loved ones, a hospitalisation bill loan can greatly ease your financial burden.


So, what exactly is a hospital bill loan?


A hospital bill loan is a form of personal loan that helps you cater to the costs incurred from hospital stays. Not only does it cover the daily room costs, it also covers for any other procedures that you or your loved ones might have to undergo.


Let Lending Bee® handle the cost of your hospitalisation while you and your loved ones focus on recuperating.


Benefits of a Hospitalisation Bill Loan with Lending Bee®

Our hospitalisation bill loan stands out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

Flexible
loan tenures

Ease of application
and approval

Increased
convenience

FAQ on Lending Bee's Hospitalisation Bill Loans

Frequently Asked Questions

How does a hospitalisation loan bill work?

A hospitalisation bill loan is a form of unsecured personal loan that helps you cover the cost of your hospital stay and  any other costs arising from your hospital stay.

While you might be eligible for the various government subsidies, there is a limit to how much these subsidies can help you with.

This is where a hospitalisation bill loan can provide you with prompt financial assistance.

What are some uses of a hospitalisation bill loan?

With a hospitalisation bill loan, you will be able to cover for the for costs including, but not limited to:

  • Cost of hospital stay
  • Ward upgrades
  • Surgical procedures
  • Non-surgical procedures
  • Consultations
  • Medicine
  • Medical tests
  • Follow-up visits

What makes your hospitalisation bill loan different from other financial institutions?

The three main differentiating factors between our hospitalisation bill loan compared to other financial institutions are:

  • Speed
  • Ease of application
  • Service rendered

We believe in providing you with a hospitalisation loan in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you on the best hospitalisation loan package for your needs and provide professional advice so that you’ll be able to concentrate on recuperating, while knowing that your hospitalisation bill expenses are well taken care of.

What are the top 10 most common hospitalisation causes?

Source: Ministry of Health, Singapore

Can I take out a hospitalisation loan bill if I'm not the one hospitalised?

Yes, it is possible!

There may be instances where you are looking to help your family or friend cover the cost of their hospitalisation bill. Lending Bee® can help with that.

What are the things to consider before applying for a hospitalisation bill loan?

1. Type of loan required

Before you enter into any loan contract, it is important to discern between secured and unsecured loans.

  • Unsecured loans have a lower borrowing threshold. However, they do not require collateral.
  • Secured loans have a higher borrowing threshold. However, they require collateral.


2. Interest rates

Ensure that you are getting the best interest rates as they will significantly affect your monthly repayments.

Additionally, there may be hidden fees that you might be unaware of:

  • Origination fees
  • Service fees
  • Underwriting fees

Lending Bee® does not practice any of such fees. Additional fees, if any, will be made known to you before you sign your loan contract. 

3. Loan tenure

Your loan tenure will also have an impact on the cost of your total loan.

Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable repayments.

4. Your current financial situation

This is going to be the most vital factor.

Know where you currently stand in your finances so that you will be able to make better financial decisions, especially on the loan amount that you are looking to apply for.

Who is eligible for a hospitalisation bill loan?

To qualify for a loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Be permanently employed for at least 3 months

What documents are required to obtain a hospitalisation bill loan?

For Singaporeans / PRs:

  • Proof of identity (NRIC,  passport)
  • Proof of income (CPF / bank statements)
For Foreigners
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

What is the application process for a hospitalisation bill loan like?

At Lending Bee®, all applications for our hospitalisation bill loans are kept fast and simple.

  • Step 1: Submit your application via our online application form.
  • Step 2: We will drop you a call regarding your loan application status within the hour.
  • Step 3: Head down to your selected Lending Bee® branch, sign the contract and receive your loan.

How fast can I receive my loan?

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have existing loans with other licensed moneylenders / Lending Bee®. Am I still eligible for a loan?

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

I have a poor credit score. Can I still apply for a hospitalisation bill loan?

Yes, you can still apply for a hospitalisation bill loan with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

Will my loan documents and information be mailed to my home?

No, we do not mail any of your loan information to your home.

All loan details will be kept digital, and private with us, unless a physical copy is requested.

Additional Resources on Hospitalisation Bill Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Afir 79
Afir 79
November 23, 2022.
I was served by Samantha at Jurong Branch. She was very polite and explain every single detail clearly.Thank you very much for your help.
Frankie Huang Jianwei
Frankie Huang Jianwei
November 22, 2022.
HI lending Bee....can I enquire about a loan for 15K what is the processing fee and the interest rate on ur side? Previously sucessful Borrower/Return with GScredit.......
Nad Irah
Nad Irah
November 18, 2022.
Very understanding and does their best to accomodate and help you as much as they can. The ambience when you come in is not scary or judgey : very welcoming and calm. Thank you to Boon from JE outlet for helping me with my application!
Azmi Ali
Azmi Ali
November 14, 2022.
very professional & swiftly processed.thank you lending bee!
Ari Izza
Ari Izza
November 12, 2022.
friendly staff, assisted with the help i needed.. was assisted by Boon.
Nur Qistinaa
Nur Qistinaa
November 12, 2022.
understanding and explained every details needed.
Martin Tin87
Martin Tin87
November 10, 2022.
Thank you very much
KeanChang Chau
KeanChang Chau
November 7, 2022.
Very detailed explanation by boon, I'm clear to what are the rates and things to look out for taking up a loan. Definitely making me understand about my situation regarding the payout.
Mohammad Zulhaiqal
Mohammad Zulhaiqal
November 6, 2022.
Straight forward with the details, easy to understand and very friendly.

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