Home Mortgage Loan / Refinancing

Looking to borrow a large sum of money, fast? We offer secured home mortgage loans / property refinancing with no limit.

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Do you need a large loan urgently but has been refused by traditional lenders? Can’t afford to wait 3-6 months for a traditional bank loan?

With inflation and the high cost of living in Singapore, some of us run into financial difficulties. It can be a struggle to make it through the month. 

If you need a loan fast but has a poor credit history, a Home Mortgage Loan will be able to help you. 

Who is suitable? Individuals who:

  • Have been rejected by banks due to income problems, current liabilities or the nature of properties.
  • Has ample equity in your property and need a loan fast.
  • Need a loan urgently and has no time for tedious paperwork. 
  • Need a large loan with no borrowing limit.
  • Is a foreign national and need a unique solution that is personalised and best meet their needs. 
  • Planning to restructure debts.


Get the financial help you deserve with Lending Bee®! We provide high-speed personalised financial solutions with minimal paperwork. 

The best part? You can get your mortgage loan approved within 2 weeks.

Benefits of a Property Mortgage Loan with Lending Bee®

Let us share the leverage our loan has over traditional lenders.

Credit score is of
lower priority

loan tenures

Minimal paperwork &
fast approval


FAQ on Lending Bee's Property Mortgage Loans

Frequently Asked Questions

How does a property mortgage loan work?

With a property mortgage loan, you can borrow a large sum of money to solve your financial issues.

Lending Bee® provides up to 60% equity-based lending against commercial and residential properties. We welcome almost all types of properties.

Our secured loan tenures lasts up to 15 years or more, and we are able to customise them according to your needs. We understand that everyone’s problems are different. Hence, we create flexible funding solutions personalised for you.

As our loans are privately funded, you can rest assure that we can provide a fast and efficient response. The approval process for a property mortgage loan is usually within 2 weeks.

Legal documentation for Lending Bee’s property mortgage loan will be handled by lawyers, providing 100% transparency.

How much can I borrow for a property mortgage loan?

There is no borrowing limit for a property mortgage loan. This is because it is a secured loan.

Should I consider a property mortgage loan?

A property mortgage loan will be suitable if you are looking for borrow a large sum of money fast, but has been turned away by traditional banks.

As this is a secured loan, there is no limit as to how much you can borrow.

This means that you will be able to solve all of your financial issues quickly without causing further strain on your monthly expenses. It is possible to borrow $1 million, $2 million or more.

A property mortgage loan is also suitable if you are looking for a complex loan with multiple pieces of collateral.

Is there a lock-in period for property mortgage loans?

No, there is no lock-in period for Lending Bee®’s property mortgage loan.

This means that partial prepayment or full redemption is allowed anytime, without any penalty.

Not to worry, no early repayment fees will be charged.

Do I need a good credit score for a property mortgage loan?

You do not need a good credit score to get a loan with us. We do not place a great emphasis on your credit score. As long as you have ample equity in your property, there is a high chance that we can approve your loan.

Lending Bee® provides more options for you other than traditional lenders. It’s an alternative.

Once your loan has been approved, your money can be disbursed within 24 hours. That’s how fast we work!

Who is eligible for a property mortgage loan?

To qualify for a property mortgage loan with Lending Bee®, you’ll simply have to:

  • Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Be employed / self-employed
  • Have ample equity in a property

What documents are required to obtain a property mortgage loan?

Minimal paperwork is needed.

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
  • Property deed
For Foreigners:
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements
  • Property deed

What is the application process for a property mortgage loan like?

A property mortgage loan is a large secured loan and it involves properties and more documentation.

Nonetheless, all applications for our property mortgage loans are kept fast and simple.

  • Step 1: Submit your application via our online application form.
  • Step 2: We will drop you a call regarding your loan application status a day. It depends the complexity of the case.
  • Step 3: Head down to your selected Lending Bee® branch to do a face-to-face verification and receive your letter of offer. Once accepted, we will proceed with mortgage processing and you can receive your loan.

How fast can I receive the money?

We will be able to disburse your money within 24 hours to a few days. This is because more documentation is required for property loans and more paperwork has to be done. It also depends on the complexity of the case.

For unsecured loans (personal loans, wedding loans, education loans), we will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

I have a poor credit score. Can I still apply for a property mortgage loan?

Yes, you can still apply for a property mortgage loan with us.

As long as you have ample equity in your property, you can get a loan with us.

For secured loans such as a property mortgage loan, your credit score is of a lower priority to us.

Will I be charged if I make early repayments?

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

What makes Lending Bee® different from traditional financial institutions?

As one of the best financial institutions in Singapore, Lending Bee® is able to offer the fastest and most flexible loans. We have a higher approval rate than banks and are able to disburse your loan on the spot.

We are also more relaxed with borrower’s credit score.

Lending Bee® is also dedicated to meet the needs of all our customers. Up till today, we have received close to 2,000 positive Google Reviews. Read them here!

Additional Resources on Property Mortgage Loans

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Virginia N R
Virginia N R
30 November 2023
Mr Soh was clearly explaining to me about the loan payment. He was very friendly and easy to converse with. Thank you! ☺️
25 November 2023
Soh is friendly and helpful, explains well
23 November 2023
Mr. Soh very professional
23 November 2023
I was serve by Dominic..
Aliff luffy
Aliff luffy
22 November 2023
Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose lending bee
Deetot Mario
Deetot Mario
21 November 2023
Thank you mr soh. Fast and steady 👍🏼👍🏼
Muhammad nuh
Muhammad nuh
19 November 2023
Ms soh good service
Coleen Ortiaga
Coleen Ortiaga
19 November 2023
Mr. Soh is very helpful and accommodating.
19 November 2023
My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again
Jae Town
Jae Town
18 November 2023
Good and fast service!

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