Overseas Surgery Loan, Cover All Cost When Abroad

We'll take care of everything. You just need to board the plane.

While the government has been striving to make healthcare affordable for Singaporeans, there are still certain procedures that are costlier compared to the rest of the world.

Some of us might prefer to do certain procedures overseas not only because of the reduced price tag, but also because of their expertise in that particular procedure.

For instance, many Singaporeans opt to travel to South Korea for aesthetic surgeries / procedures because their standard of surgery there is generally better.

If you are thinking of ways to fund your overseas surgery cost, Lending Bee’s overseas surgery financing might just be what you are looking for.

An overseas surgery loan is a loan specially tailored to fund the cost of your procedure / surgery. Apart from those, it can also help to cover for the cost of your air tickets, accommodation and living expenses during your time overseas.

Seek overseas medical help with a piece of mind with an overseas surgery financing from Lending Bee®.

Benefits of Overseas Surgery Financing with Lending Bee®

Our overseas surgery financing plan stands out as we provide our borrowers with a wide range of unique benefits.

Better and improved
credit scores

Flexible
loan tenures

Ease of application
and approval

Increased
convenience

FAQ on Lending Bee's Overseas Surgery Financing

Frequently Asked Questions

With overseas surgery financing, you’ll essentially be applying for a form of unsecured personal loan that covers for the cost of your overseas surgeries / procedures.

These surgeries/ procedures can easily run into the thousands. Hence, it pays to have a reliable financial institution to help you shoulder the costs.

With the help of our overseas surgery financing, you will be able to cover for the for costs including, but not limited to:

Surgical procedures
Non-surgical procedures
Consultation visits
Hospitalization costs
Medicine
Follow-up visits
Accommodation
Food
Transport
Air tickets

The three main differentiating factors between our overseas surgery financing compared to other financial institutions are:

Speed
Ease of application
Service rendered

We believe in providing you with an overseas surgery financing in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you on the best overseas surgery financing package for your needs and provide professional advice so that you’ll be able to gain access to better facilities, while paying less.

1. It’s cheaper

Price is the primary reason that most of us choose to go overseas for treatment.

Some of us might now wonder if the price we pay will affect the quality of healthcare.

However, if you pick the right doctor and right country to seek medical help, then there won’t be a compromise on the quality of care.

Dental work, for example, is a major saving opportunity for patients.

2. Better service

Along with lower costs, many individuals are grateful for the excellent service provided by foreign hospitals.

The benefits of medical care overseas are substantial when you stay in the hospital overnight.

From deluxe suits to extra rooms for family members, every effort is made to make your stay as comfortable as possible at an affordable price.

3. Quality

Some patients worry about the quality of physicians and facilities in foreign hospitals and clinics.

It is normal for many people to conclude that a lower price will reduce the quality of the product or service.

However, it is the exact opposite for a properly planned medical trip.

You can ensure that your health will be taken care of by experienced and professional practitioners every step of the way.

4. Accessibility

People who seek healthcare overseas have more access to more treatment options than those who stay home.

Along with access to advanced treatment solutions, common surgical procedures are also available.

With a properly planned trip, many surgeries can be performed within days of arrival.

5. Travel opportunities

Talk about killing two birds with one stone.

Going overseas for treatment is an opportunity to tour and experience a new environment.

You can enjoy the recovery process with a scenic view of the beach after undergoing surgery.

Family members that accompany their loved ones can also ease the stress and anxiety of a medical procedure by going shopping or relaxing at the beach.

For those who are not going through major surgery, there are even more reasons to take advantage of getting treatment in another country.

1. Dental work

With the rising costs of several dental procedures, more people are opting to travel to other countries for dental care.

This is an effective way to get the care you need while reducing costs for major dental work like orthodontics, implants and root canals.

Even if it’s just for a regular check up which entails simple procedures such as scaling and polishing, these can easily cost over $100 in private clinics.

Thus, many Singaporeans prefer to take a short 10-minute drive across the causeway to Johor Bahru. Dental procedures there cost about half that of what you would expect to pay in Singapore.

Here’s how much you can expect to pay for the following dental procedures:

Scaling and Polishing: 120 MYR – 180 MYR (S$40 – S$59)
Root Canal: 600 MYR – 1,7000 MYR (S$196 – S$556) per tooth, 1000 MYR – 1,500 MYR (S$327 – S$429) per crown

2. Plastic surgery

Talk about plastic surgery and the first place that comes to mind would probably be Seoul, South Korea.

Singaporeans usually travel to Seoul or Bangkok for plastic surgery.

Especially for Seoul where they have the highest number of cosmetic surgery procedures per capita worldwide with reliable and experienced doctors.

More importantly, it also costs less, especially for Seoul since prices have to be kept competitive simply due to the sheer number of plastic surgery clinics available.

Here’s how much you can expect to pay for the following plastic surgery procedures:

Seoul:

Eyelid Surgery: 586,293 ₩ – 1,407,102 ₩ (S$708 – S$1,698)
Rhinoplasty (Nose Job): 1,172,890 ₩ – 3,166,803 ₩ (S$1,416 – S$3,821)

Bangkok:

Breast augmentation: 100,000 THB – 200,000 THB (S$4,428 – S$8,855)

3. Fertility Treatment

Many patients travel to other countries to receive fertility treatment. Reasons include restrictions in their countries and the lower costs of treatment abroad.

For example, in Singapore, you can only go through In-Vitro Fertilization (IVF) if you are 45 and below.

Moreover, younger women under 40 receive subsidies from the government but if you are above 40, the cost can range between $10,000 – S$15,000 per IVF cycle.

The next common fertility procedure is egg freezing.

In Singapore, only women with medical needs such as those who are going for chemotherapy are permitted to freeze their eggs. Hence, the next best bet would be to head overseas.

Here’s how much you can expect to pay for the following fertility treatment procedures:

Malaysia:

Per IVF cycle: 15,300 MYR – 21,000 MYR (S$5,025 – S$6,899)
Per egg freezing cycle: 15,000 MYR – 25,000 MYR (S$4,926 – S$8,210)

Bangkok:

Per egg freezing cycle: 45,000 THB (S$1,993)

Australia:

Per egg freezing cycle: 11,300 AUD (S$11,639)

1. Type of loan required

Before you enter into any loan contract, it is important to discern between secured and unsecured loans.

Unsecured loans have a lower borrowing threshold. However, they do not require collateral.
Secured loans have a higher borrowing threshold. However, they require collateral.

2. Interest rates

Ensure that you are getting the best interest rates as they will significantly affect your monthly repayments.

Additionally, there may be hidden fees that you might be unaware of:

Origination fees
Service fees
Underwriting fees

Lending Bee® does not practice any of such fees. Additional fees, if any, will be made known to you before you sign your loan contract.

3. Loan tenure

Your loan tenure will also have an impact o the cost of your total loan.

Ensure that you work with a loan tenure that is comfortable with you so that you can make comfortable repayments.

4. Your current financial situation

This is going to be the most vital factor.

Know where you currently stand in your finances so that you will be able to make better financial decisions, especially on the loan amount that you are looking to apply for.

To qualify for a loan with Lending Bee®, you’ll simply have to:

Be a Singapore Citizen, Permanent Resident or a Foreigner with a valid work permit
Be at least 21 old
Be permanently employed for at least 3 months

For Singaporeans / PRs:

Proof of identity (NRIC, passport, etc.)
Proof of income (CPF / bank statements)

For Foreigners

Work Permit / S Pass / E Pass
Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
Payslips / bank statements

At Lending Bee®, all applications for our overseas surgery financing are kept fast and simple.

Step 1: Submit your application via our online application form.
Step 2: We will drop you a call regarding your loan application status within the hour.
Step 3: Head down to your selected Lending Bee® branch, sign the contract and receive your loan.

We will disburse the funds to you immediately after you have accepted and signed our loan contract at any of our branches.

Yes, you are still welcome to apply for a loan with us!

Lending Bee® aims to help as many borrowers as possible and provide them with one of the best loan packages in the market.

We are here to serve your needs.

Yes, you can still apply for overseas surgery financing with us. We aim to help our borrowers regardless of their credit scores.

This is why we do not have specific restrictions with regard to credit scores.

No, we do not charge any fees for early loan repayments.

Outstanding interests, if any, will also be nullified once you have finished repaying your loan earlier than the date stipulated in your loan contract.

No, we do not mail any of your loan information to your home.

All loan details will be kept digital, and private with us, unless a physical copy is requested.

3 Simple Steps to receive
your instant cash loan

Lending Bee empowers you with the immediate financing that you need.

Submit Online Application

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

Apply Now

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

Kit Play

February 10, 2023.

Located at convenient location. Male Staff who attended to me has been very helpful at my request even though I did not meet some requirements and still be able to assist in a suitable amount. Great customer service.

Aaron Ng

February 9, 2023.

Fuss free transaction. Officer was friendly and understanding. Recommended!!

Dafi Yo

February 4, 2023.

It has been amazing for all of my loans. Thank you!

Vijaya Lakshmi

February 3, 2023.

Ivan was very helpful. Friendly & understanding

Theodora Flueck

February 3, 2023.

Very good fast approval

Ravin dran

February 2, 2023.

Thanks to Adeline for assisting me. will definitely recommend to others.

toh kokwin

February 2, 2023.

Friendly and nice staffs. Highly recommended.

Amir Hussain

February 2, 2023.

Fast and efficient service. Thank you Adeline for assisting.

Edenn Boi

January 12, 2023.

Well deserved for a 5 star review and especially to Ms Lyn and Ms Cindy. Explanation was very thorough, in-depth checks to understand further into your situation and always doing their best in assisting the customer's requests. Importantly they are both very kind and always very helpful. Highly recommended. If you need any assistance pertaining to loans, please feel free to look up for Ms Lyn and Ms Cindy!!!

Lunisa Rajan

January 10, 2023.

normad awesome

Overseas Surgery Loan

We'll take care of everything. You just need to board the plane.