Personal Loans

Lending Bee® offers unsecured loans up to $100,000 SGD with longer loan tenures up to 36 months, and secured loans up to $2,000,000 SGD.
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We take full measures to protect your identity.
Your application is 100% confidential.

Get A Personal Loan For Any Of Your Needs

Time is precious. Packed with busy schedules, advanced technology and the constant mobile notifications, we hustle a lot. At any point of our lives, whether we are studying, building our careers or starting a family, there will be times where we need money, fast.

In the 21st century, you deserve a financial institution that moves as quickly as you. If you urgently require cash, Lending Bee is your go-to. We offer 3-minute fast and easy loan applications and you can receive your money in cash or cheque on the spot* should all documents be ready. Simply apply online with us and receive the funds you need.

Lending Bee offers personal loans that help you progress further in your life.

It’s time for change.

Credit Card Consolidation Loans

Debt Consolidation Plans

Home Renovation Loans

Property / HDB /
Room Rental Loans

Auto Refinancing Loans

Our Process Is Simple – Just 3 Steps

Efficient and reliable, we help you make progress in life.

1. Easy Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.


2. Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.


3. Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

1. Easy Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.


2. Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.


3. Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

Lending Bee Personal Loan Application

Who Is Lending Bee®?

Registered with the Ministry Of Law and backed by one of the top moneylenders in Singapore and our parent company, Credit 21, Lending Bee offers fast and personalized loans that makes a difference in your lives. 

In 2018, the Ministry of Law announced six specially selected firms that are to drive new business models for moneylending. The six firms are strictly chosen based on high financial funding, proven track record of good consumer credit and lending, debt assistance and up-to-date policies. With digitalisation, costs are lowered along with greater protection of consumer data and better terms for borrowers who repay on time. 

Lending Bee is qualified with a paid-up capital of at least $1 million, good communication and proven track records, Lending Bee actively participates in debt recovery practices with Voluntary Welfare Organisations (VWOs) to help the community. With proven track records and numerous customers who have benefited, Lending Bee aims to help more Singaporeans and foreigners improve their financial health.

Why Choose Lending Bee®?

All of us will have financial emergencies throughout our lives. In times of need, we may seek the help of family and friends. However, that carries the risk of hurting relationships. In situations like these, what we all truly need is a reliable and capable financial partner.

Lending Bee is one of the best licensed loan providers in Singapore. The company has many years of experience and has helped more than 42,000 individuals get out of tricky financial situations and make progress in their lives. Aside from low interest rates and flexible loan tenures, Lending Bee prides ourselves for being active listeners and advisors to our customers. We understand our customers’ situations and recommend the best solution to help them. Getting cash and financial help from us is not as difficult as compared to banks.

We also understand that it can be daunting to take a loan. Rest assured that our experienced and professional consultants will guide you through the entire loan process, step-by-step to help you improve your financial situation. Lending Bee aims to make your life better not just financially, but in every aspect as well.

*Final interest charged and loan application time varies for each applicant. 

Quick Q&A

How do I apply, and how fast can I receive the money?

In the comfort of your home or office, from application to obtaining the maximum loan amount and loan tenure, our brand new 3-step flow via our online / mobile application will see you from start to finish. If you are satisfied with the terms, just simply set an appointment at your preferred branch, sign the contract and the money will be passed to you in cash or cheque on the spot.

Alternatively, you can also head down to any of our branches and speak directly to our friendly loan officers, whom you will be able to consult on your loan application.

I don’t have a fixed income. Can I still get a loan?

If you are an entrepreneur, taxi driver or is simply paid based on commission, do not worry. Lending Bee offers loans to you as well. All we need is your last two income tax returns so that we can calculate an average monthly earning amount which will help us determine the loan amount you qualify for.  

I have taken loans with other banks before and I have a poor credit score. Can I still get a loan?

Banks often turn away customers with poor credit scores. At Lending Bee, we do not reject you immediately because of a low credit score.

We will always evaluate each case individually and try to understand the applicant’s situation. If we find that your current financial situation has improved, we will still provide a loan to you. Unlike most banks and lending companies, Lending Bee aims to help as many people as possible.

I already have a loan with a bank, can I still apply for a new loan?

Over the past few years, more and more Singaporeans are taking up two or more loans. Statistics have shown that there was an increase of 78% of borrowers who have at least two mortgages and other loans. Most individuals have a home loan and a study loan. If you require more financial help, you can still apply for a loan.

At Lending Bee, we are always willing and ready to help our customers. However, that does not mean that we will be irresponsible and force clients to take up huge loans that are tough to repay and end up straining their wallets further.

Lending Bee evaluates customers’ situations responsibly and will only loan an amount that is suitable or affordable for the clients.

How do I know that this is not a scam?

Police records have shown that there has been an increase in e-commerce scams, internet love scams, government official impersonation scams and lastly, loan scams over the years. There were thousands of cases and millions of dollars of hard-earned money were cheated.

According to the Ministry of Law, licensed moneylenders are not allowed to offer loan services through SMS / Whatsapp / Emails or request money as a deposit. They are only allowed to promote their products in business or consumer directories, websites belonging to the moneylender and advertisements placed within and on the exterior of the moneylender’s physical shop.

Lending Bee strictly adheres to the rules set by the Ministry of Law and does not promote our products through any unauthorised platforms. We are also responsible borrowers who do not force customers to take on loans that they cannot afford.

Click here to identify the signs of a loan scam and how to never become a victim.

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Borrow With Confidence.
With Us, You Can.

Our diligent consultants are here for you.

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